{"id":9445,"date":"2022-04-15T18:15:54","date_gmt":"2022-04-15T11:15:54","guid":{"rendered":"https:\/\/sob.ueh.edu.vn\/en\/?p=9445"},"modified":"2024-10-03T10:59:01","modified_gmt":"2024-10-03T03:59:01","slug":"seminar-srs2022-ky-2-does-corruption-impact-the-demand-for-bank-credit-a-study-of-discouraged-borrowers-in-asian-developing-countries","status":"publish","type":"post","link":"https:\/\/sob.ueh.edu.vn\/en\/tin-tuc\/seminar-srs2022-ky-2-does-corruption-impact-the-demand-for-bank-credit-a-study-of-discouraged-borrowers-in-asian-developing-countries\/","title":{"rendered":"Seminar SRS2022 k\u1ef3 2: \u201cDoes corruption impact the demand for bank credit? A study of discouraged borrowers in Asian developing countries\u201d."},"content":{"rendered":"<p>Trong khu\u00f4n kh\u1ed5 Chu\u1ed7i t\u1ecda \u0111\u00e0m Khoa h\u1ecdc n\u0103m 2022, ng\u00e0y 04\/04 v\u1eeba qua, Khoa Ng\u00e2n h\u00e0ng, Tr\u01b0\u1eddng Kinh doanh UEH \u0111\u00e3 t\u1ed5 ch\u1ee9c Seminar k\u00ec 2 (SRS2022) v\u1edbi ch\u1ee7 \u0111\u1ec1: \u201cDoes corruption impact the demand for bank credit? A study of discouraged borrowers in Asian developing countries\u201d d\u01b0\u1edbi s\u1ef1 tr\u00ecnh b\u00e0y c\u1ee7a di\u1ec5n gi\u1ea3: TS. V\u0169 Th\u1ecb L\u1ec7 Giang. Seminar \u0111\u00e3 thu h\u00fat \u0111\u01b0\u1ee3c g\u1ea7n 30 ng\u01b0\u1eddi tham d\u1ef1 k\u1ebft h\u1ee3p online qua Webex v\u00e0 offline t\u1ea1i B1.204 g\u1ed3m: Ban t\u1ed5 ch\u1ee9c; Gi\u1ea3ng vi\u00ean\/vi\u00ean ch\u1ee9c SOB; Gi\u1ea3ng vi\u00ean\/vi\u00ean ch\u1ee9c UEH quan t\u00e2m; NCS, HV cao h\u1ecdc, sinh vi\u00ean quan t\u00e2m.<\/p>\n<p><a href=\"https:\/\/sob.ueh.edu.vn\/en\/nghien-cuu\/su-kien\/hoi-thao-khoa-hoc\/sob-research-seminar-2022-srs-2022-02-does-corruption-impact-the-demand-for-bank-credit-a-study-of-discouraged-borrowers-in-asian-developing-countries.html\/attachment\/final-srs2022_2_1920x1080\" rel=\"attachment wp-att-9426\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-9426\" src=\"https:\/\/sob.ueh.edu.vn\/en\/wp-content\/uploads\/2022\/04\/Final-SRS2022_2_1920x1080.jpg\" alt=\"\" width=\"1920\" height=\"1080\" \/><\/a><\/p>\n<p>Trong bu\u1ed5i Seminar, TS. V\u0169 Th\u1ecb L\u1ec7 Giang \u0111\u00e3 tr\u00ecnh b\u00e0y t\u00f3m t\u1eaft nghi\u00ean c\u1ee9u \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 t\u1ea1i ch\u00ed Finance (AFFI) thu\u1ed9c Scopus v\u00e0 x\u1ebfp h\u1ea1ng 2 theo CNRS. Nghi\u00ean c\u1ee9u t\u1eadp trung t\u00ecm hi\u1ec3u t\u00e1c \u0111\u1ed9ng c\u1ee7a tham nh\u0169ng \u0111\u1ebfn c\u1ea7u t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng. S\u1eed d\u1ee5ng d\u1eef li\u1ec7u Enterprise Surveys t\u1eeb World Bank, k\u1ebft qu\u1ea3 nghi\u00ean c\u1ee9u t\u1ea1i c\u00e1c n\u01b0\u1edbc \u0111ang ph\u00e1t tri\u1ec3n \u1edf khu v\u1ef1c Ch\u00e2u \u00c1 cho th\u1ea5y m\u1ee9c \u0111\u1ed9 tham nh\u0169ng cao c\u00f3 t\u01b0\u01a1ng quan \u0111\u1ebfn vi\u1ec7c doanh nghi\u1ec7p t\u00ecm \u0111\u1ebfn ngu\u1ed3n v\u1ed1n vay ng\u00e2n h\u00e0ng nhi\u1ec1u h\u01a1n. K\u1ebft qu\u1ea3 n\u00e0y ng\u01b0\u1ee3c v\u1edbi nh\u1eefng g\u00ec \u0111\u00e3 \u0111\u01b0\u1ee3c t\u00ecm th\u1ea5y t\u1ea1i c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n, r\u1eb1ng tham nh\u0169ng cao c\u1ea3n tr\u1edf vi\u1ec7c ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng.<\/p>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, nghi\u00ean c\u1ee9u c\u0169ng ch\u1ec9 ra r\u1eb1ng t\u00e1c \u0111\u1ed9ng c\u1ee7a tham nh\u0169ng \u0111\u1ebfn c\u1ea7u t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng ph\u1ee5 thu\u1ed9c v\u00e0o tr\u00ecnh \u0111\u1ed9 ph\u00e1t tri\u1ec3n kinh t\u1ebf c\u1ee7a c\u00e1c qu\u1ed1c gia. C\u00f9ng l\u00e0 c\u00e1c n\u01b0\u1edbc \u0111ang ph\u00e1t tri\u1ec3n nh\u01b0ng t\u1ea1i c\u00e1c qu\u1ed1c gia c\u00f3 GDP b\u00ecnh qu\u00e2n \u0111\u1ea7u ng\u01b0\u1eddi cao, tham nh\u0169ng c\u1ea3n tr\u1edf ho\u1ea1t \u0111\u1ed9ng \u0111i vay. C\u00f2n t\u1ea1i c\u00e1c qu\u1ed1c gia c\u00f3 tr\u00ecnh \u0111\u1ed9 ph\u00e1t tri\u1ec3n th\u1ea5p h\u01a1n, d\u00f9 tham nh\u0169ng cao nh\u01b0ng c\u1ea7u t\u00edn d\u1ee5ng v\u1eabn c\u00f3 khuynh h\u01b0\u1edbng t\u0103ng.<\/p>\n<p>G\u00e1nh n\u1eb7ng trong c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ch\u00ednh ph\u1ee7 \u0111\u01b0\u1ee3c t\u00ecm th\u1ea5y nh\u01b0 m\u1ed9t k\u00eanh gi\u1ea3i th\u00edch cho nh\u1eefng t\u00e1c \u0111\u1ed9ng tr\u00e1i ng\u01b0\u1ee3c c\u1ee7a tham nh\u0169ng. T\u1ea1i nh\u1eefng qu\u1ed1c gia c\u00f3 tr\u00ecnh \u0111\u1ed9 ph\u00e1t tri\u1ec3n th\u1ea5p h\u01a1n, \u0111\u1ed3ng th\u1eddi c\u0169ng l\u00e0 nh\u1eefng qu\u1ed1c gia m\u00e0 h\u1ec7 th\u1ed1ng lu\u1eadt ph\u00e1p k\u00e9m hi\u1ec7u qu\u1ea3, \u0111\u1ec3 v\u01b0\u1ee3t qua nh\u1eefng ph\u1ee9c t\u1ea1p trong c\u00e1c quy \u0111\u1ecbnh, doanh nghi\u1ec7p s\u1eed d\u1ee5ng tham nh\u0169ng nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau v\u1edbi chi ph\u00ed th\u1ea5p. Do \u0111\u00f3, tham nh\u0169ng cao kh\u00f4ng c\u1ea3n tr\u1edf ho\u1ea1t \u0111\u1ed9ng \u0111i vay. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y s\u1ebd kh\u00f4ng x\u1ea3y ra t\u1ea1i c\u00e1c n\u01b0\u1edbc c\u00f3 h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt ch\u1eb7t ch\u1ebd v\u00e0 hi\u1ec7u qu\u1ea3. V\u00ec kh\u1ea3 n\u0103ng b\u1ecb b\u1eaft, b\u1ecb ph\u1ea1t khi tham gia v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng tham nh\u0169ng s\u1ebd cao h\u01a1n.<\/p>\n<p>Nghi\u00ean c\u1ee9u \u0111\u00f3ng g\u00f3p nh\u1eefng hi\u1ec3u bi\u1ebft m\u1edbi v\u1ec1 t\u00e1c \u0111\u1ed9ng c\u1ee7a tham nh\u0169ng \u0111\u1ebfn c\u1ea7u t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng. K\u1ebft qu\u1ea3 c\u0169ng mang h\u00e0m \u00fd ch\u00ednh s\u00e1ch: ph\u00f2ng ch\u1ed1ng tham nh\u0169ng n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb vi\u1ec7c c\u1ea3i thi\u1ec7n hi\u1ec7u qu\u1ea3 c\u1ee7a h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt \u0111\u1ed3ng th\u1eddi v\u1edbi ph\u00f2ng ch\u1ed1ng tham nh\u0169ng. N\u1ebfu ch\u1ec9 ph\u00f2ng ch\u1ed1ng tham nh\u0169ng \u0111\u01a1n thu\u1ea7n th\u00ec ch\u1ec9 gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c ph\u1ea7n ng\u1ecdn c\u1ee7a v\u1ea5n \u0111\u1ec1.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/ueh.edu.vn\/images\/upload\/editer\/Seminar%20SRS2022%20k%E1%BB%B3%202%20%E2%80%9CDoes%20corruption%20impact%20the%20demand%20for%20bank%20credit%20A%20study%20of%20discouraged%20borrowers%20in%20Asian%20developing%20countries%E2%80%9D%20(5).JPG\" alt=\"\" \/><\/p>\n<p align=\"center\">To\u00e0n c\u1ea3nh Seminar<\/p>\n<p align=\"center\"><img decoding=\"async\" src=\"https:\/\/ueh.edu.vn\/images\/upload\/editer\/Seminar%20SRS2022%20k%E1%BB%B3%202%20%E2%80%9CDoes%20corruption%20impact%20the%20demand%20for%20bank%20credit%20A%20study%20of%20discouraged%20borrowers%20in%20Asian%20developing%20countries%E2%80%9D%20(2).JPG\" alt=\"\" \/><\/p>\n<p align=\"center\">TS. Ho\u00e0ng H\u1ea3i Y\u1ebfn t\u1eb7ng qu\u00e0 l\u01b0u ni\u1ec7m cho TS. V\u0169 Th\u1ecb L\u1ec7 Giang<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/ueh.edu.vn\/images\/upload\/editer\/Seminar%20SRS2022%20k%E1%BB%B3%202%20%E2%80%9CDoes%20corruption%20impact%20the%20demand%20for%20bank%20credit%20A%20study%20of%20discouraged%20borrowers%20in%20Asian%20developing%20countries%E2%80%9D%20(3).JPG\" alt=\"\" \/><\/p>\n<p align=\"center\">Di\u1ec5n gi\u1ea3 ch\u1ee5p h\u00ecnh l\u01b0u ni\u1ec7m v\u1edbi kh\u00e1ch m\u1eddi<\/p>\n<p align=\"center\"><img decoding=\"async\" src=\"https:\/\/ueh.edu.vn\/images\/upload\/editer\/Seminar%20SRS2022%20k%E1%BB%B3%202%20%E2%80%9CDoes%20corruption%20impact%20the%20demand%20for%20bank%20credit%20A%20study%20of%20discouraged%20borrowers%20in%20Asian%20developing%20countries%E2%80%9D%20(4).JPG\" alt=\"\" \/><\/p>\n<p align=\"center\">Ban t\u1ed5 ch\u1ee9c ch\u1ee5p h\u00ecnh v\u1edbi di\u1ec5n gi\u1ea3<\/p>\n<p>Ph\u1ea7n tr\u00ecnh th\u00fa v\u1ecb \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u c\u00e2u h\u1ecfi trao \u0111\u1ed5i t\u1eeb th\u1ea7y c\u00f4 tham d\u1ef1 tr\u1ef1c ti\u1ebfp v\u00e0 c\u00e1c h\u1ecdc vi\u00ean tham d\u1ef1 online. PGS.TS Tr\u01b0\u01a1ng Quang Th\u00f4ng nh\u1eadn x\u00e9t chi ti\u1ebft v\u1ec1 nghi\u00ean c\u1ee9u v\u00e0 \u0111\u1ec1 xu\u1ea5t m\u1ed9t s\u1ed1 \u00fd ki\u1ebfn li\u00ean quan \u0111\u1ebfn khung l\u00fd thuy\u1ebft v\u1ec1 t\u00ednh h\u1ee3p l\u00fd c\u1ee7a c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, v\u1ec1 s\u1ef1 kh\u00e1c bi\u1ec7t trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh c\u1ee7a c\u00e1c qu\u1ed1c gia,\u2026 TS Ho\u00e0ng H\u1ea3i Y\u1ebfn \u0111\u1eb7t c\u00e2u h\u1ecfi trao \u0111\u1ed5i xung quanh v\u1ea5n \u0111\u1ec1 v\u00ec sao c\u00e1c doanh nghi\u1ec7p t\u1ed1t nh\u01b0ng v\u1eabn s\u1eed d\u1ee5ng tham nh\u0169ng nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 trong ho\u1ea1t \u0111\u1ed9ng \u0111i vay? TS Ph\u1ea1m Th\u1ecb Anh Th\u01b0 \u0111\u1ec1 xu\u1ea5t xem x\u00e9t t\u00e1c \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh, ho\u1eb7c ph\u00e2n lo\u1ea1i m\u1ee9c \u0111\u1ed9 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c qu\u1ed1c gia d\u1ef1a v\u00e0o m\u1ee9c v\u1ed1n h\u00f3a th\u1ecb tr\u01b0\u1eddng. TS Phan Chung Th\u1ee7y g\u00f3p \u00fd xem x\u00e9t t\u00e1c \u0111\u1ed9ng c\u1ee7a y\u1ebfu t\u1ed1 v\u0103n h\u00f3a t\u1eebng qu\u1ed1c gia,\u2026<\/p>\n<p>Ph\u1ea7n l\u1edbn c\u00e1c \u00fd ki\u1ebfn \u0111\u1ec1u \u0111\u00f3ng g\u00f3p x\u00e2y d\u1ef1ng cho nghi\u00ean c\u1ee9u \u0111\u01b0\u1ee3c to\u00e0n di\u1ec7n v\u00e0 c\u00f3 s\u1ef1 ph\u00e1t tri\u1ec3n h\u01a1n trong t\u01b0\u01a1ng lai. Seminar k\u1ebft th\u00fac v\u1edbi kh\u00f4ng kh\u00ed vui v\u1ebb v\u00e0 th\u00e0nh c\u00f4ng l\u00fac 12h c\u00f9ng ng\u00e0y. \u0110\u00e2y l\u00e0 ho\u1ea1t \u0111\u1ed9ng \u0111\u1ecbnh k\u1ef3 thu\u1ed9c Chu\u1ed7i t\u1ecda \u0111\u00e0m Khoa h\u1ecdc c\u1ee7a Khoa Ng\u00e2n h\u00e0ng n\u0103m 2022 theo \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n \u0110\u1ea1i h\u1ecdc \u0111a ng\u00e0nh v\u00e0 b\u1ec1n v\u1eefng c\u1ee7a UEH, nh\u1eb1m c\u1eadp nh\u1eadt nh\u1eefng ki\u1ebfn th\u1ee9c th\u1ecb tr\u01b0\u1eddng v\u00e0 \u0111\u1ec1 ra nh\u1eefng gi\u1ea3i ph\u00e1p \u0111\u00f3ng g\u00f3p v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a kinh t\u1ebf &#8211; x\u00e3 h\u1ed9i \u0111\u1ea5t n\u01b0\u1edbc.<\/p>\n<p align=\"right\"><strong><em>Tin \u1ea3nh:\u00a0<\/em><\/strong><em>Khoa Ng\u00e2n h\u00e0ng, Tr\u01b0\u1eddng Kinh Doanh UEH<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trong khu\u00f4n kh\u1ed5 Chu\u1ed7i t\u1ecda \u0111\u00e0m Khoa h\u1ecdc n\u0103m 2022, ng\u00e0y 04\/04 v\u1eeba qua, Khoa Ng\u00e2n h\u00e0ng, Tr\u01b0\u1eddng Kinh doanh UEH \u0111\u00e3 t\u1ed5 ch\u1ee9c Seminar k\u00ec 2 (SRS2022) v\u1edbi ch\u1ee7 \u0111\u1ec1: \u201cDoes corruption impact the demand for bank credit? A study of discouraged borrowers in Asian developing countries\u201d d\u01b0\u1edbi s\u1ef1 tr\u00ecnh b\u00e0y c\u1ee7a di\u1ec5n gi\u1ea3: [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":9634,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,103,1],"tags":[105],"class_list":["post-9445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nghien-cuu","category-seminar","category-tin-tuc","tag-seminar"],"_links":{"self":[{"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/posts\/9445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/comments?post=9445"}],"version-history":[{"count":1,"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/posts\/9445\/revisions"}],"predecessor-version":[{"id":9642,"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/posts\/9445\/revisions\/9642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/media\/9634"}],"wp:attachment":[{"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/media?parent=9445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/categories?post=9445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sob.ueh.edu.vn\/en\/wp-json\/wp\/v2\/tags?post=9445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}